Drip Capital, Maharashtra Govt Partner to Boost MSME Trade

• Drip Capital to provide ₹10,000 crore in collateral-free trade finance to Maharashtra MSMEs from 2026 to 2031
• Funding will help MSMEs overcome working capital constraints and expand globally
• Drip Capital has facilitated ₹66,000 crore in trade finance using automated risk assessment tools

Recently, Drip Capital Inc. signed a Memorandum of Understanding (MoU) with the Government of Maharashtra to improve trade finance access for micro small and medium enterprises (MSMEs) that focus on exports throughout the state. The MoU was signed during the World Economic Forum Annual Meeting which took place in Davos.

Drip Capital will extend ₹10,000 crore as collateral-free trade finance to Maharashtra-based MSMEs through a five-year period which starts from 2026 and ends in 2031. The funding targets to solve working capital limitations where exporters while increasing their ability to engage in international trade activities.

The Small Industries Development Bank of India SIDBI reports that India's MSME sector experiences a severe credit shortfall which amounts to approximately ₹30 lakh crore. The existing situation prevents exporters from accessing an extra export value of ₹9 lakh crore to ₹10 lakh crore through export value of the missing items.

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Pushkar Mukewar who serves as both founder and CEO of Drip Capital stressed that the alliance would work to enhance financial access for smaller enterprises.

He stated, “Our collaboration with Government of Maharashtra will foster financial inclusivity and resilience among MSMEs. We aim to empower local businesses with access to timely, collateral-free finance and technology solutions to drive economic growth and global scale”.

Through its digital platform which uses automated risk assessment tools Drip Capital has provided over ₹66,000 crore in trade finance to more than 11000 businesses.

The partnership will create new job opportunities while enabling MSMEs to access trade finance through digital solutions which include data-driven underwriting and buyer verification and risk assessment without needing to secure loans with their personal assets.